You May Qualify for Low-Cost or No-Cost Health Coverage

You may be able to enroll through a Special Enrollment Period (SEP) if you've experienced a qualifying life event within the past 60 days, such as losing other health coverage, moving, getting married, having a baby, or other qualifying circumstances. Our agents can help determine if you qualify for an SEP.

A $0 premium plan means you pay nothing each month for your health insurance premium after applicable tax credits are applied. However, you may still have other costs like deductibles, copays, and coinsurance when you use healthcare services. Eligibility for $0 premium plans depends on your income, household size, and state. Not everyone will qualify for $0 premiums.

Financial assistance (premium tax credits) is generally available if your household income is between 100% and 400% of the Federal Poverty Level. The amount of assistance varies based on your income, household size, age, and location. Our licensed agents can help estimate what assistance you may qualify for based on your specific situation.

No. Checking your eligibility is completely free and there is no obligation to enroll. Our licensed agents are compensated by insurance carriers, not by you, so there is no charge for their assistance.

To determine your eligibility and options, you'll generally need to provide: your household size and income, ZIP code, dates of birth for household members to be covered, and Social Security numbers (if enrolling). If you're applying through a Special Enrollment Period, you'll also need documentation of your qualifying life event.